PROPERTY & CASUALTY
Protection starts with understanding your business.
Fortis Insurance Associates takes time to understand how your company operates, where risk exists, and what is changing around you. With clear costs, honest recommendations, dedicated claims support, and ongoing market guidance, you always know what is protected and why.
A PARTNER BEYOND THE POLICY
Coverage is only the beginning.
Fortis Insurance Associates brings decades of industry expertise and firsthand large-firm experience to a model built around lasting relationships. We stay close to your business, take ownership of the work, and remain accountable throughout the policy year and as your needs change.
One team. Every step.
You continue working with the advisors who designed your program and understand your business, even when a claim or issue arises. We coordinate dedicated claims support and stay involved through resolution. No phone tree. No starting over.
Support without add-on fees
From M&A activity and audits to liability reviews, claims questions, and coverage changes, we take on the administrative work at no additional cost. Support is part of the partnership, not another transaction.
Transparency behind every recommendation
We make fees, commissions, coverage options, tradeoffs, and the reasoning behind every recommendation clear. You can see how each decision serves your business, not our bottom line.
Protection that evolves
Your business will change. We monitor the market and review shifts in your operations so coverage continues to reflect how your company works and where new exposures may emerge.
CORE BUSINESS COVERAGES
Protection for the business you have built.
Property Coverage
Protect buildings, equipment, inventory, tenant improvements, and property belonging to others in your care.
General Liability
Helps protect against claims involving bodily injury, property damage, personal injury, or advertising injury connected to your operations.
Product Liability
Addresses claims arising from design defects, manufacturing flaws, or unsafe products that cause injury or property damage.
Professional Liability
Helps protect against claims alleging that errors, omissions, or professional services caused a client financial harm.
Commercial Automobile Liability
Build a safer fleet program with clear controls, responsible driver practices, and coverage designed to manage risk and cost.
Workers’ Compensation
Protect employees following workplace injuries while using safety practices and claims oversight to reduce incidents and control costs.
MANAGEMENT LIABILITY
Protect the decisions that shape your business.
We identify evolving risks, explain why each coverage matters, and build protection around your people, plans, and priorities.
Leadership decisions face greater scrutiny from employees, investors, customers, and regulators, making even well-intended choices a potential source of claims. This coverage protects your company and its leaders when allegations involve wrongful acts, errors, or decisions that cause financial loss.
Directors & Officers Liability
Connected systems, sensitive data, and electronic payments make cyber risk an operational concern for nearly every business. An integrated combination of coverage, employee training, and risk guidance prepares your organization to respond to data breaches, cybercrime, funds transfer fraud, and business interruption.
Cyber Liability
Today’s workplace spans offices, remote teams, and digital communications while employee expectations and employment laws continue to evolve. Coverage for discrimination, harassment, retaliation, wrongful termination, and other employment-related claims gives your organization a clearer way to manage these exposures.
Employment Practices Liability
Electronic payments, remote access, and complex vendor relationships create more opportunities for theft and fraud. This coverage addresses losses involving company or client property, employee theft, forgery, fraudulent activity, and unauthorized fund transfers.
Crime Coverage
Administering employee benefit plans carries significant legal responsibilities, and even unintentional mistakes can lead to claims. This coverage protects plan fiduciaries when allegations involve errors, omissions, or breaches in ERISA plan administration.
Fiduciary Liability
Let our strength support what you have built.
Start with a focused conversation about your operations, exposures, claims, and goals. No pressure. Just clearer next steps.
WHAT CLIENTS SAY
“A partner in Walker Manufacturing’s success.”
“Walker Manufacturing has worked with Fortis Insurance Associates and Robin for more than 10 years. Their team continues to support all our insurance needs, and we are proud to call Fortis Insurance Associates a partner in Walker Manufacturing’s success.”
Frank San Roman
President & CEO
Walker Manufacturing Group